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Home Improvement Loans

A home improvement loan can help you pay all of your costs up front and combine them into one simple payment per month.

  • No fees
  • Easy application process
  • Instant Decision

Borrow £100 to £5000

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Loan Amount


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Representative Example: Amount of credit £1200.00 for 18 months at £90.46 per month. Total amount repayable is £1628.28. Interest: £428.28. Interest rate 49.9% p.a. (variable).

Representative 49.9% APR

Rates from 39.9% APR to 1333% APR

Loan terms between 3 and 60 months



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Home Improvement Loans

Home improvement costs can quickly escalate once your creative flair takes over! Whether you are just looking to update your home décor, or you are wanting to increase the value of your property by making some big changes, a home improvement loan can help you get your project underway.

A home improvement loan can help you pay all of your costs up front and combine them into one simple payment per month.

By filling in the application form below, we will look to find you the lender with the lowest rate that is willing to lend to you today.

What is a Home Improvement Loan?

A Home Improvement Loan is a type of personal loan that a person may take out in order to pay for items or services that will help them improve and update their homes. Home Improvement Loans can range from anywhere between £100 and £25,000.

What can I use a Home Improvement Loan for?

A Home improvement Loan can be used for anything that you would like to spend money on when redecorating or renovating your residence. Maybe it’s just some new paint that will freshen up the look of your home, or investing in some better quality furniture that will last you for years to come. Perhaps your washing machine has packed it in for the last time and you’re ready for a replacement, maybe it’s adding that extension you always wanted or you’re thinking of a complete renovation of your home that will increase your property value and aid you in selling it in the future. Think of what you could achieve with a Home Improvement Loan.

How do I qualify for a Home Improvement Loan?

To be able to apply for a Home Improvement Loan with The Loan Tree, you will need to be over the age of 18, be employed and earning over £800 per month, be a current UK resident and have an active UK bank account.

You should also make sure that you are in a financially stable position to acquire credit and that you will be able to comfortably pay it back. Consider the term you’re taking the loan out over and the commitment you’re making.

Why apply for a Home Improvement Loan with The Loan Tree?

When you apply with The Loan Tree, we try to make your life easier by helping you to find an established lending provider that agrees in principal to offer you a loan. The web site introduces you to a broad range of loan products that are available from our lenders. You just fill in the application form and we will forward you to the lender who agrees in principle to offer you a loan. The loan amount offered will be based on the circumstances that you have notified us of and the lender’s own lending criteria.

Things To Consider Before Applying For A Home Improvement Loan?

Did you know, that when applying for credit, a lender may check your credit report and score before offering you a loan? The Loan Tree does not check your credit report but you may be redirected to one of our lenders who does. It is important to make sure that everything on your credit report is accurate and true to make sure lenders are given the correct information when they’re considering your application. If you would like to check your report today, why not try our FREE* credit reporting tool Credit Knowledge

*Please see site for Terms & Conditions

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Advantages of The Loan Tree

  • No Fees
  • Top UK Lenders
  • Get your money by ::*
  • Easy Application
  • Quick Transfers
  • Instant On Screen Decision
  • Poor Credit Options Available
  • All Credit Scores Considered
  • High Approval Rates

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Apply with Confidence

By filling out our easy application form, we can help you with loan options!

Our free to use, secure UK website will provide you with an instant decision from our panel of lenders.

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