Responsible Broking
Responsible Broking
At MediaBlanket Ltd we strive to ensure responsive, transparent customer service and an enjoyable application experience. As a broker, we have instituted policies designed to clarify the lending process and direct customers to the appropriate authority when questions or concerns arise.
Collection Policies
MediaBlanket Ltd does not engage in collection practices. Your lender will contact you by e-mail, telephone, and / or post to describe and arrange your payment schedule. This will be outlined in your pre-contract information and any signed Credit Agreement, too. Please contact your lender to discuss their collection process, as lender collection policies vary.
Renewals
If you wish to renew, or roll over, an existing loan, please contact your lender directly before your payment is due. Although some lenders may offer you a loan renewal on the same terms as your original loan, each lender’s renewal policy is different, and renewals might incur additional fees or interest. Under certain circumstances, renewals may be automatic. Please weigh the decision to renew an existing loan heavily and consider consulting with independent financial counsel before renewing your loan.
Please see other sections, such as FAQs, for more detailed information about us and the products we can broker.
Advantages of The Loan Tree
- No Fees
- Top UK Lenders
- Get your money by ::*
- Easy Application
- Quick Transfers
- Instant On Screen Decision
- Poor Credit Options Available
- All Credit Scores Considered
- High Approval Rates
Car Loans
A car loan can be a suitable option for you if you want to own the car from day one, and not have to lease or arrange a Hire Purchase Agreement with the dealership or manufacturer.
Holiday Loans
Have you found the perfect holiday destination, but aren’t sure how you are going to pay for it all upfront? A holiday loan could be the best solution for you.
Wedding Loans
A wedding loan can help you break up the cost of your wedding by enabling you to combine all of your payments into one simple bill a month.
Apply with Confidence
By filling out our easy application form, we can help you with loan options!
Our free to use, secure UK website will provide you with an instant decision from our panel of lenders.
Responsible Lending
At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.
Our lenders do:
- Assess that applicants can afford a loan, and will be able to repay it
- Provide clear, transparent agreements, terms and communications
- Treat all customers fairly
Our lenders do not:
- Target people who are struggling with debt
- Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
- Proceed with applicants if they are unable to verify their personal details
Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.
Implications of Non-Payment
Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.
Financial Difficulties
If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.
For further help please go to moneyhelper.org.uk